skip to Main Content

Calculate mortgage remaining balance

  • With overpayments, it can be hard to figure out what your remaining balance should be.
  • Our mortgage balance calculator can give you a close estimate.
  • Our advisors are here to help you find a better deal based on your circumstances.
Book a call

Mortgage balance calculator

Mortgage balance calculator overview

Our mortgage balance calculator allows you to calculate your balance and monthly payment based on your historical mortgage payments and mortgage terms. However, more than just a generic tool, this mortgage balance calculator takes into account other important factors. These include aspects such as how many parts your mortgage has and the different interest rates over the mortgage term.

Paying off a mortgage can be one of the most stressful, yet rewarding aspects of many people’s financial lives. While making overpayments can be exciting, it can also make it very difficult to work out how much of the mortgage is remaining.

Finding out the remaining balance on your mortgage will help to put your mind at ease if you’d like to double check the figures received from your lender.

If you just need to check what your future mortgage balance will be based on your monthly mortgage payments/over-payments, then try our mortgage over-payment calculator.

Mortgage Calculator Idea Icon

Have you considered remortgaging?

Mortgage rates are constantly changing and you might be eligible for a lower rate than what you are currently paying. With a remortgage, you might be able to lower your monthly payments, reduce your mortgage term or release equity. Speak to one of our independent advisors to see if we can get you a better deal based on your circumstances.

Mortgage Calculator Idea Icon

Although this mortgage balance calculator uses industry standard formulae to calculate the balance and monthly payments, it does so by making a few assumptions. The figures the mortgage balance calculator gives are estimates and may be different from your lender’s figures, though generally, the two should be close. Speak to one of our independent advisors to see if we can get you a better deal than what you are currently on.

Mortgage overpayment calculator
How much can I borrow?
Buy To Let Mortgage Calculator Icon Small
Buy to Let mortgage calculator
Remortgage calculator
Offset mortgage calculator
Mortgage payment calculator
Back To Top