Looking for mortgage advice?

We are whole of market independent mortgage brokers.
We have access to high street banks, building societies as well as specialist lenders.
Our experienced brokers will get you the best mortgage rates based on your circumstances.

We are here to help you from the initial enquiry until after your purchase or remortgage is completed. We aim to build a long term relationship with you, so you can rely on us every time.

We are market experts in mortgages

Buying a property

Whether you are a first-time buyer or someone who’s done it before, we can guide you through the buying process and the related costs. Starting from the agreement in principle to completion, from valuation to Stamp Duty Land Tax. We can help you secure the best mortgage deal based on your circumstances.

Remortgage

How to switch deals, do capital raising and what is a transfer of equity? What to do if your circumstances have changed since taking out the mortgage? What are the costs involved? We can help you with these aspects and more.

Employment criteria

Whether you’re PAYE employed, self-employed, retired or a contractor, you could possibly get a mortgage. There are many income types considered by lenders and you don’t always need 2-3 years history.

Buy to Let

Investing in a property is a different ballgame from buying your own home. Different legal, tax and mortgage rules apply. Our guide is here to explain how the buy to let mortgages work, what various buy to let related expressions mean and how we can help you.

Property schemes

There are government schemes (Help to Buy, Right to Buy and Starter Homes) and other property schemes like Shared Ownership, Shared Equity or Rent to Buy. These could help you buy a property in the UK. Click through to find out more about them.

Mortgage calculators

Choose from our comprehensive selection of mortgage calculators including “How much can I borrow?” calculator, mortgage payment calculator, buy to let mortgage calculator,
offset mortgage calculator and many more…

Adverse credit history

Can I get a mortgage if I had a CCJ, default, IVA, bankruptcy, debt management plan or a payday loan? Possibly yes. Lenders can consider odd late payments, but also a mortgage with bad credit history dependent on the details. Let us help you find a solution.

Insurance

A mortgage is a big financial commitment, so it makes sense to consider what would happen in case of unforeseen circumstances, like losing your job, getting a critical illness or even dying (life cover). Selling the property takes time and is a stressful process, so likely that this will be the last thing you’ll want to do. Let’s discuss your options instead.

We deal with major lenders

Smaller lenders

Specialist lenders

I'm not sure where to start

Let us guide you through how to obtain the most suitable mortgage

Buying

Remortgaging

Calculators