Your mortgage sorted by our market experts
From remortgaging to first time buyer advice, you’ll find plenty of information in this section to get you started on your mortgage journey. Remember, if you’re unsure about anything or want further advice, you can always call our team on 0208 835 7036 or click to book a callback.
Buying a property
It doesn’t matter if you’ve never bought a house before or you’re looking to expand your property empire: you’ll always have questions about the process.
We’ll help you through the buying process, from your very first Agreement in Principle to your buildings and contents insurance.
Our whole of market approach and independent advice means you can rest assured you’ll always get the best deal for your personal circumstances.
Remortgage your property
Knowing when and how to switch deals, working out remortgaging costs, and handling changes in your circumstances are just some of the key remortgage points you’ll need to know.
We’ll help you navigate the remortgage process for your property and help you to find the best solution for your personal requirements.
PAYE, contractor and self-employed mortgage advice
Your employment status can affect which mortgage is best for you.
The good news is that you don’t always need a minimum of 2 years’ financial history to get a good mortgage deal. This even applies to contractors, retired home buyers, and self-employed sole traders. We’re here to guide you through the confusing world of contractor mortgages, key workers mortgages, and other employment criteria for mortgage applications.
Buy to let
The tax, legal, and mortgage rules of buying investment property can seem overwhelming. It’s a different world to buying your own property to live in, and knowing how to find a sound investment can be tricky.
We’ll help you to understand the world of buy to let mortgages, investment property purchase processes, and how to find the best mortgage deal to secure your financial future.
What’s the difference between Help to Buy, Right to Buy and Rent to Buy? Are you eligible for Shared Ownership or Shared Equity schemes?
The various property schemes designed to help you become a homeowner are a great way to buy your first home – but the ins and outs of each scheme are confusing. We’ll help you to find out if you’re eligible for any schemes, and how to use them to your best advantage to get onto the property ladder.
From working out how much you can afford to borrow to understanding Loan to Value ratios, our calculators can help.
Discover how much you need to save for a deposit, or what monthly rent you’ll need to charge to cover a buy to let mortgage repayment, with our handy mortgage calculators.
Getting a mortgage with bad credit
If you’ve ever had a CCJ, default, IVA, debt management plan or been declared bankrupt, a mortgage can feel out of reach.
The good news is that some lenders may consider you, even if you have a negative credit history. We’ll help you find the best solution to secure a mortgage that you can afford.
Independent mortgage brokers serving the entire UK
We don’t think you should waste time filling out forms that aren’t relevant to your mortgage needs.
That’s why we like to speak to you and build a personal relationship, so you can remain assured you’re getting the best service.
Call us now on 0208 835 7036 or click to book a callback.
Mortgage news and advice
Whole of market mortgage advice
We offer independent mortgage advice across the whole market – not just what you can find on the high street. Our access to over 15,000 mortgage deals with over 130 lenders means we’ll always guarantee to find you the best deal available.
Here are some of the big – and small – mortgage lenders, and specialist mortgage providers, we work with to find you the best personalised deal.